Money Coming Honey!
10 Ways to spend your refund money wisely!!!
Having extra money to look forward to is a nice thing, but in reality, how many of us think through the best use for it.
Because we are living in such rapidly changing economic times, why not spend wisely. Long gone are the days of living on credit cards and
spending frivolously!
No one know the future; however, we can take this opportunity to make some very important changes by making some very important plans. If you do one of these ideas listed, you will feel better about spending your money. I'm sure you can add a few to the list.
Here are 10 wise ways of considering how you should spend your refunds or economic stimulus money.
l. Place the money in equal portions to cover a 12 month period to spend
on whatever you like. Everyone likes this one. Hopefully, this spread-out spending helps you and the economy.
2. Save it-rainy days can come fast!
3. Stock up on food items.
4. Take a college course in something you are interested in or a course to
advance your position on your job.
5. Donate a portion to your charity. Food banks are also in need of donations; be it food or money.
6. Place it toward a family trip you've always wanted to go on. You can
plan a group trip with friends and family where you would save on the cost and receive group rates.
7. Pay down your credit cards. You'll sleep better at night with this one!
8. Pay an extra mortgage payment; thereby, reducing your interest.
9. Buy a good bike to start saving on transportation; especially if your job is only 2-3 miles away. I heard today, that this is France's major mode of transportation.
10. Christmas shop early and buy on sale; buy in bulk at the wholesale stores such as : Sams Club, Costco, and JB Wholesale.
Money come, and money go, but at least your money will go towards something that could mean a lot more to you later. It starts with a plan.
by Thelma Harcum
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